- I was on my way home from Taste of the Rock in downtown tonight, when on my way home back towards Bryant there was a firehose that fell off of the back of the truck while responding to a fire. I along with about 8 other cars ran over the hose but I hit the metal connector piece that hooks up to the hydrant and it damaged something in my undercarriage so hard that it cracked it and immediately started leaking fluid. I'm thinking it something to do with the transmission because of where the damage is located. I wasn't driving, my girlfriend was in her brand new 2015 Altima SL, like the car has 400 miles on it. She shouldn't have to go through her insurance company should she? Has anyone ever had something similar to this happen to them where you had to go through the fire or police departments insurance?
Edit: I realized I left out a few details for the early birds that hopefully help me out here. We had to get the car towed to a wreckers lot but we need to get it to the Northpoint dealership in the morning where she bought the car less than two weeks ago. They wrecker people told us to call her insurance company to arrange for the car to get to Northpoint by either them taking it there or State Farm sending someone to get it, we just don't want to have to go through her insurance to where it will make her rates go up or go against her at all. She got a police report and they got her information but that was about all was said it was almost like them saying "good luck, need a ride home?" Since it was city property on a city vehicle that fell off the due to operator error or faulty equipment, shouldn't that be their insurance to cover damages? Wouldn't it be like someone driving down the road with a ladder in their bed of their truck and it fell out and caused damage to your vehicle, or is it different because they were an emergency vehicle responding to a call? Everyone was lucky no one was injured. We weren't the only vehicles towed I think there were at least 4 or 5 others.
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